Family-owned · Columbus, GA
Sell your fire damaged house in Georgia: as-is, for cash, on your timeline.
A local, family-owned team of in-house cash buyers helping Georgia homeowners sell burned, smoke damaged, and water-soaked houses exactly as they sit. No cleanup, no repairs, no waiting months on contractors and adjusters before you can move forward.
Local, family-owned buyers · Serving all of Georgia
Preston Letts & Andrew Letts
Owners of Sell Now Columbus and Assured Property Solutions in Columbus, GA.
5.0 Rated
24 hr
Cash offer, no obligation
7 days
Fastest possible closing time
$0
We cover ALL closing costs
97+
5.0-star local reviews on Google
Quick answer
How do I sell a fire damaged house fast in Georgia?
The fastest way to sell a fire damaged house in Georgia is to sell it as-is to a local cash home buyer. Most retail buyers need a mortgage, and lenders rarely finance a home with open fire damage, so listing usually means paying for cleanup and restoration first.
A cash buyer purchases the property in its current condition, with no soot removal, demolition, or rebuild required, and can close in as little as 7 days. Georgia is a caveat emptor (buyer beware) state, but sellers still must not hide known damage, so be upfront about the fire, its cause, and any insurance claim.
Important
This page provides general information, not legal, tax, or insurance advice. Every fire, insurance policy, and mortgage is different. Talk to your insurance company, your mortgage lender, and a Georgia real estate attorney before signing a purchase agreement on a fire damaged home.
What you can count on
- No cleanup, no repairs, no rebuild
- One private walkthrough — no showings
- Written offer within 24 hours
- Close in as little as 7 days
- No commissions; we cover closing costs
The process
How our cash offer process works for fire damaged homes
Tell Us About The Property
Fill out our short form or call us. Tell us the address, which parts of the house were damaged, and where you are with your insurance claim. You don't need a repair estimate, and you don't need to go back inside if the house isn't safe.
We Visit, In Person
Once the fire department has cleared the property, a local team member does one brief walkthrough to see the damage firsthand. If the home is boarded up or unsafe to enter, we can work from the exterior, photos, and your fire report.
Receive A Written Offer
You get a fair, written cash offer within 24 hours, based on the home's condition, the lot, and local Columbus comps. There are no hidden fees, no lowered price after inspection, and no pressure to accept.
Close On Your Timeline
Pick your closing date. We can close in as little as 7 days, or wait until your insurance claim, temporary housing, or move is sorted out. We handle the title work, cover standard closing costs, and you can leave behind anything the fire touched.
Step 2 images: we can work from the exterior, photos, and your fire report if the home is unsafe to enter.
Estimate
Estimate what restoring and listing would cost you.
Move the sliders. We'll roughly estimate what you'd spend restoring and listing with an agent compared with selling as-is to us.
Estimate
Estimate what restoring and listing would cost you.
Move the sliders. We'll roughly estimate what you'd spend restoring and listing with an agent compared with selling as-is to us.
For illustration only. Restoration costs vary widely with the size of the fire and how far smoke and water spread. Your actual offer depends on local Columbus comps and condition.
Potential savings with a cash sale
$56,250
- Agent commission$15,000
- Seller closing costs$6,250
- Restoration needed$35,000
Or call (706) 670-6420
Timing
Selling before, during, or after your insurance claim.
There's no single right time to sell a house after a fire. It depends on your policy, your mortgage, and how much you want to take on. Here's a general overview:
Selling before the claim is settled.
You can sell while the claim is still open. The insurance money for the structure and the sale proceeds are often handled separately, but how that works depends on your policy and on your mortgage lender, who is usually named on any dwelling payout. Tell your adjuster and your lender before you sign anything.
Selling after you receive a payout.
If you already have the claim money, you can put it toward temporary housing, replacing belongings, and a fresh start instead of a rebuild. The house is still priced as-is, in its current fire damaged condition.
Selling after a partial repair.
Some owners start restoration, then run out of money, time, or patience. We buy half-finished projects too, including houses with open permits and contractor work that stalled midway.
Why cash
Why selling for cash makes sense after a Georgia house fire.
- No restoration first. Fire restoration means water extraction, soot and odor removal, tear-out, and rebuild. A cash sale skips all of it.
- No financing roadblock. Most lenders won't finance a home with active fire damage, which shrinks the retail buyer pool to almost nothing. We buy with our own funds.
- Stop the carrying costs. An empty, burned house still costs you mortgage payments, taxes, insurance, and security. Selling ends those bills.
- Less risk on a vacant property. Fire damaged homes pick up weather damage, vandalism, and code complaints the longer they sit. A fast close removes that exposure.
- A clean break. For many families, walking back into the house is the hardest part. You can sign, collect your cash, and never go back inside.
As-is means as-is
Soot, smoke odor, water damage, debris — none of it needs to be handled before closing.
Reviews
What sellers say about working with us
Rated 5.0 across 97 Google reviews.
“The team at Assured Property Solutions Columbus is fully dedicated to providing an exceptional experience. Their communication was clear and consistent, and the transaction was seamless from beginning to end.”
“Jacob is a great resource to have and a wealth of experience. Smooth transaction process and easy to work with. Highly recommend.”
“I have worked with Jacob on several deals and each one he has been a pleasure to work with. He always answers the phone to help me with any of my concerns. Jacob is the most trustworthy person I have dealt with in this profession.”
Georgia fire damage, disclosure & insurance
What Georgia sellers should know before selling a fire damaged house.
Georgia is a caveat emptor (buyer beware) state: no statute requires a seller to fill out a disclosure form. But Georgia courts have held sellers liable for fraud when they actively hide a known defect, and selling as-is does not erase that duty. With fire damage, honesty protects you.
Key facts about selling a fire damaged house in Georgia
| Factor | What it means in Georgia |
|---|---|
| Disclosure standard | Caveat emptor. No mandatory seller disclosure form, but you must answer direct questions honestly |
| Hiding damage | Painting over or concealing known fire damage can be treated as fraud, even in an as-is sale |
| Optional disclosure forms | GAR F301 is standard; F302 (latent defects) is used by owners who haven't lived in the home |
| Insurer must acknowledge your claim | Within 15 days of notice |
| Insurer must accept or deny | Within 15 days of a completed proof of loss (30 days if none is required); generally no later than 60 days from notice |
| Payment after approval | Within 10 days once liability is determined |
| Average restoration cost | About $20,470 nationally; typical range $2,900 to $38,325, with severe structural fires far higher |
| How often home fires happen | A U.S. home structure fire is reported roughly every 96 seconds |
| Insurance help line | Georgia Office of Commissioner of Insurance and Safety Fire: 1-800-656-2298 |
Sourced from Georgia case law on caveat emptor and seller fraud, Georgia Association of REALTORS® disclosure forms, Georgia insurance claim-handling rules, NFPA fire loss data via the National Safety Council, and 2026 restoration cost data. This is general information, not legal, tax, or insurance advice.
What this means if you need to sell after a fire
- Get the fire incident report from Columbus Fire & EMS (or your local fire department). Buyers, insurers, and title companies will all ask for it.
- Call your insurer and your mortgage lender before you sign a purchase agreement, since the lender is usually named on the dwelling payout.
- Disclose what you know: where the fire started, what burned, and any open claim or permits. A cash buyer pricing the house as-is already expects the damage, so there's nothing to gain by hiding it.
- Your offer reflects the damage, not your effort. Cash buyers price the house based on what it would be worth after repairs, minus the cost of restoration, holding time, and risk. You don't need to clean, gut, or board anything up to get a fair number.
- If the house is a total loss, the land still has value. We buy burned-down and condemned houses as well as vacant lots.
The Sell Now Columbus difference
Not a national lead site. A local team that buys damaged houses itself.
We're a family-owned, Columbus-based company. You'll talk to the same local people from your first call through closing.
Family-owned, Columbus-based
You'll talk to the same local people from your first call through closing — not a call center.
We buy with our own funds
Not bank financing, so a fire damaged house that no lender will touch is not a problem for us.
A real written offer after seeing the house
Not an automated estimate that drops after an inspection.
We handle the cleanup
Leave the furniture, the debris, and anything the smoke ruined. Our team removes it after closing at no cost to you.
97 Google reviews at a 5.0 rating
Verify our track record before you ever pick up the phone.
Transparency
Clear terms. No surprises.
No commissions
Deal directly with us, with no 6% agent cut on an already reduced sale price.
No repairs or cleanup
Sell as-is, soot, smoke odor, water damage and all.
No showings
One private walkthrough, then an offer. No strangers touring a burned house.
No closing fees
We cover standard closing costs.
We know Georgia, and we're here to help.
We're a small, local team. When you call, you'll reach someone who has walked through fire damaged houses before and understands what the last few weeks have been like, not a call center.
Compare your options
Restore & List vs. Cash Sale
Two very different paths after a fire. Here is the honest side-by-side.
Comparison reflects typical Georgia fire damage sales. Every fire and insurance policy is different; we will show you the exact numbers for your property.
What as-is really means
Before vs After
We buy fire damaged houses as-is, so you don't have to deal with the soot, the smell, or the rebuild.
Before
Fire damage, sold exactly as it sits
After
Restored by our team after closing
Seller situations
Other situations we help with
Foreclosure
Stop the process before it costs you equity.
Inherited / Probate
We handle probate paperwork directly.
Divorce
Fast, private, and fair for both spouses.
Water Damage
Flooded, leaking, or storm-hit, sold as-is.
Mold
No remediation needed before you sell.
Hoarder House
Leave everything behind, we clear it out.
Bankruptcy
Sell during Chapter 7 or 13 with trustee coordination.
Behind on Payments
We can often help you avoid foreclosure entirely.
Local resources
Helpful resources after a house fire in Georgia
Areas we serve
Local across the Columbus, GA region.
We're based in Columbus and buy fire damaged houses throughout the surrounding area, including:
FAQ
Questions about selling a fire damaged house in Georgia
Straight answers about selling your house for cash in Columbus, Georgia. Still unsure? Ask us directly — there is no obligation.
Can I sell my house in Georgia after a fire without repairing it?
Yes. You can sell a fire damaged house as-is to a cash buyer without cleaning, gutting, or rebuilding it. The offer reflects the current condition, so you don't spend money on repairs first.
Do I have to disclose fire damage when selling a house in Georgia?
Georgia is a caveat emptor state and doesn't require a disclosure form, but you must answer direct questions truthfully and can't hide known damage. With visible fire damage, disclosing it plainly is the safest path.
Can I sell my house while my insurance claim is still open?
In many cases, yes. Talk to your adjuster and your mortgage lender first, because the lender is usually named on the dwelling payout, and the claim and the sale may be handled separately.
How much will I get for a fire damaged house?
It depends on how much of the home was affected, local Columbus comps, the lot, and the cost to restore. Minor smoke damage lowers value far less than a structural fire. We give you a written offer within 24 hours of seeing the property.
How fast can you buy a fire damaged house?
We can close in as little as 7 days once the title is clear, or on a later date that fits your insurance claim and housing situation.
Do I need to clean out the house or remove debris?
No. Leave furniture, burned belongings, and debris behind. Our team handles the cleanup after closing at no cost to you.
Will you buy a house that is a total loss or has a demolition notice?
Yes. Even when the structure can't be saved, the land has value, and we can work with the city on open notices as part of the purchase.
Why can't I just list it with an agent?
You can, but most buyers need a mortgage, and lenders rarely finance a home with active fire damage. That usually means restoring first, which takes months and tens of thousands of dollars.
Are there any fees or commissions?
No. There are no agent commissions, and we cover standard closing costs. The amount in our written offer is what you work from.
Is the offer truly no-obligation?
Yes. Get the offer, compare it with your other options, and take your time. There's no fee and no pressure to accept.
No pressure. No obligation.
Ready to sell your fire damaged Georgia home?
Tell us the address and where you are with the insurance claim. We'll schedule one private walkthrough and give you a written cash offer — usually within 24 hours.
- No cleanup, repairs, or rebuild
- No commissions and no hidden fees
- Close in as little as 7 days